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Managing Household Debt in our Community

Book on Household Debt

The African Style of Debt Management-It is easy to do it the African way

Household debt has been increasing in many countries around the world. In Canada, household debt is about 2.2 trillion. Many financial management plans have not included the behavioral patterns which account for about 70 to 80 percent of the debt problem. In additional, cultural values play a huge role in personal finances and debt management. The longer we are in debt, the more difficult it become to get out of debt. At some point, we start working for our creditors instead of building wealth for our loved ones. If you worry about your debt level, help is here. Stanley Ngwa has successfully applied this 10-stage program and eliminated $90,000 of non-mortgage debt in just a few years. These simple and practical step are include in Freedom from Household Debt. The book provides an easily understood education on debt— what it is, what drives it, and strategies for managing it. Step by step, the book takes you through identifying your debt and formulating and implementing a plan for eliminating it. And the management of personal finances doesn’t end there. The author’s approach covers future needs with steps for formulating and implementing a plan for emergency situations, education costs, and retirement. Following these ten steps will get you to financial freedom, as the author’s experience proves. You can’t argue with success! Get a copy from the links below.

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